Financial Process Exchange

Financial Process Exchange or FPX is a Malaysia-based payment option that allows customers to complete transactions via their preferred online banking platform. Payments are processed immediately and funds are deducted directly from customers’ bank accounts in real-time. There are a total of more than 30 banks supported by FPX.


Payment flow

  • Step 1: Choose FPX.
  • Step 2: Fill up all necessary details.
  • Step 3: Users must choose their respective bank and log in to authenticate their payment.
  • Step 4: A confirmation page will notify the user that the transaction is successful.

Financial Process Exchange


name description
Countries Malaysia flag MY
Type Bank Transfer
Processing currencies MYR
Supported currencies Refer to currency codes
Payment confirmation time Instant
Chargebacks Yes
Refund Yes
Partial Refund No
Refund Type Manual
Refund Timeframe 180 days
Onboarding required No
Recurring Payments No
Mobile UI Yes
Opens new window Yes
Min Transaction Limit 1.00 MYR
Max Transaction Limit 25000 MYR

Available models:

  • Merchant.

Included with your Terminal3 Payments account.

  • MOR.

Terminal 3.