Vietnamese ATM cards

Vietnamese ATM cards(NAPAS) is a payment method that allows customers to perform payments via domestic cards branded by NAPAS. NAPAS is the first and unique intermediary payment service provider being granted license by the State Bank of Vietnam (SBV). It’s serving over 100 million cardholders of 48 domestic and international commercial banks operating in Vietnam.


Payment flow

  • Select Local ATM cards as the payment method
Napas checkout
  • Enter your card information
Napas checkout
  • Enter the OTP code to complete the payment
Napas checkout

Vietnamese ATM cards


name description
Countries Vietnam flag VN
Type Debit Cards
Processing currencies VND
Supported currencies Refer to currency codes
Payment confirmation time Instant
Chargebacks Yes
Refunds Yes
Partial refund No
Refund time frame 180 days
Onboarding required No
Recurring Payments No
Mobile UI No
Opens new window No
Min Transaction Limit 0.3 EUR

Available models:

  • Merchant.

Included with your Terminal3 Payments account.

  • MOR.

Terminal 3.