Alipay, or Zhifubao in Chinese, is a third-party mobile and online payment platform. It provides the following functions:

  • Cross-border online payments
  • Paying for daily expenses
  • Transferring money

Payment flow

  • To make a payment, the customer scans the QR code or logs into their Alipay account.
Alipay preset
  • The customer completes the payment with Alipay mobile application.
Alipay scan
ALipay confirmation
Alipay input


name description
Countries Globally except sanctioned countries and entities
Type E-Wallets
Processing currencies USD, CNY
Supported currencies Refer to currency codes
Payment confirmation time Instant
Chargebacks No
Refunds Yes
Partial refund Yes
Refund time frame 365 days
Onboarding required Yes
Recurring Payments No
Mobile UI Yes, Native UI available with Mobile SDK
Opens new window Yes
Min Transaction Limit 0.30 EUR

Available models:

  • Merchant.

Included with your Terminal3 Payments account.

  • MOR.

Terminal 3.